Text Your Loan In Today

It’s not always easy to stay on top of the bills. Even when you have a solid budget planned out, an emergency or unexpected expense can throw the whole thing off. What can you do when you need more money, but your paycheck is still weeks away? A payday loan, also known as a cash advance, can be the answer you need. You may also wish to take the easiest route, with a text loan.

A payday loan is an unsecured loan that is useful for many people, because the requirements are very simple to get one. For starters, no credit check is performed, so it’s OK to apply if you have poor credit. This would be a problem if you went to a bank or credit union, as these financial institutes want their borrowers to have a good credit score to get a loan. But with a payday or text loan, no credit check is needed. You also don’t have to have any type of collateral to get up to £500 at a time. Even customers with bankruptcies and repossessions on their credit report will still be eligible, as long as they meet the other simple requirements.

To apply, one simply needs to set up their account online with the company. This process takes just 5 minutes or so, and once you are approved, you will be able to apply for a text loan right from your phone. You’ll be asked some basic contact information, such as name, address and phone number. Then, you will have to supply your employment information, which the company will verify themselves. You may have to meet a minimum income level to be eligible, but these requirements are typically low and may vary. Lastly, a borrower must have a checking account in their name, so that the loan can be directly wired into this account upon approval.

Why are text loans a good idea? Many people need money quickly, and they don’t have anywhere to turn. Even if they are eligible for a bank loan, banks tend to lend out much higher amounts of money for a longer lending period. Sometimes, you just need some extra cash to get by until next payday, or you need to handle an emergency, such as a flat tire or broken water heater. A text loan delivers very quickly, so there is no anxious wait for your money. It’s there when you need it, as well as easy to receive. If you have questions, look into a text loan before applying, and you’ll likely realize it’s a good choice for you.

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